Whether you are planning for retirement, saving for future expenses, or simply looking for a secure investment, the Bhagya Laxmi Fixed Deposit Plan offers a dependable solution to meet your financial needs.
XLNC – FIXED DEPOSIT PLAN(XFD)

* OFFER FOR WOMEN’S & SENIOR CITIZENS:
ADDITIONAL INTEREST OF 0.25% WOULD BE APPLICABLE FOR FD. EXCLUDING 78 MONTHS DOUBLE PRODUCT.
TERMS & CONDITION
1) Minimum fixed deposits would start with Rs.5,000 and further with multiple of Rs. 1,000.
2) Interest calculation yearly compounding rate of interest.
PREMATURE WITHDRAWAL TERMS & CONDITION
A) For 12 months FD no premature withdrawal.
B) For 24 month FD no premature withdrawal before 12 months. Premature withdrawal between 13 to 18 months interest of 4.5% p.a. only will be applicable & after 18 months interest of 5% p.a. only will be applicable.
C) For 36 months FD no premature withdrawal before 18 months. Premature withdrawal between 19 to 30 months interest of 4.5% p.a. only will be applicable & after 30 months interest of 5% p.a. only will be applicable.
D) For 60 & 78 months FD no pre mature withdrawal before 30 months. Pre mature withdrawal between 31 to 48 months interest of 4.5% p.a only will be applicable & after 48 months interest of 5.5% p.a only will be applicable.

Secure Your Future with Guaranteed Returns
Whether you are planning for retirement, saving for future expenses, or simply looking for a secure investment, the Bhagya Laxmi Fixed Deposit Plan offers a dependable solution to meet your financial needs.
